Whatever your hand finds to do, do it with your might, for there is no work or thought or knowledge or wisdom in Sheol, to which you are going. (Ecclesiastes 9:10)

BEYOND FINANCIAL GROUP

Copyright Beyond Financial Group, Inc. All rights reserved, 2009.

 

Disclaimer

This material has been prepared by ZIUCON & Co. (“ZIUCON”) and Beyond Financial Group, Inc. (“Beyond”) for informational discussion purpose only. ZIUCON and Beyond makes no representation that the information contained in this document is accurate or complete. Opinions expressed herein are subject to change without notice. All levels, prices, and spreads are historical and do not represent current market levels, prices, or spreads, some or all of which may have changed since the issuance of this document. Under no circumstances should this document be used or considered as an offer to sell or a solicitation of an offer to buy any financial instrument mentioned in it. The products mentioned in this document may not be eligible for sale in some states or countries, or suitable for all types of investors; their value and the income they produce may fluctuate and/or be adversely affected by exchange rates, interest rates of other factors. Clients are advised to make an independent review regarding the economic benefits and risks of purchasing or selling the financial instruments mentioned in this document and reach their own conclusions regarding the legal, tax, accounting and other aspects of any transaction in the financial instrument in relation to their particular circumstances. ZIUCON and Beyond enter into transactions an arm’s length basis and does not act as advisor or fiduciary to its counter parties except where a law, rule or written agreement expressly provides otherwise. ZIUCON and Beyond and/or its affiliated companies may make a market or deal as principal in the financial instruments mentioned in this document or in related securities, options or other derivative instruments based on them. In addition, ZIUCON and Beyond, its affiliated companies, shareholders, directors, officers and/or employees, may form time to time have long or short positions in the financial instruments, including loans, securities or in options, futures or other derivative instruments based on them. One or more directors, officers and/or employees of ZIUCON and Beyond or its affiliated companies may be a director of the borrower or issuer mentioned in this document. ZIUCON and Beyond or its predecessors and/or its affiliated companies may have acted as agent or arranger with respect to the loans of the borrowers mentioned in this report, and may have managed or co-managed a public offering of or acted as initial purchaser or placement agent for a private placement of any of the securities of any issuer mentioned in this document within the last three years, or may, from time to time perform investment banking, lending or other services for, or solicit investment banking or other business from any company mentioned in this document.

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© 2007 ZIUCON & Company and Beyond Financial Group, Inc. All right reserved.